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Well that totally sucks!! If you turn it into your Ins. Company you shouldn't have to pay the deductible because it's an act of nature, kinda like hitting a deer. LOL. But seriously it's not funny!

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Well that totally sucks!! If you turn it into your Ins. Company you shouldn't have to pay the deductible because it's an act of nature, kinda like hitting a deer. LOL. But seriously it's not funny!

 

 

I've heard of  muskrats chewing wires on docked boats.  With a comprehensive claim which covers hitting an animal or animal damage you still will have to pay a deductible whether it be boat or car insurance.  It is often a smaller deductible than collision. 

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Yes many different rodents like to chew the wires on boats and cars in barns too over the winter as well. I believe I read somewhere they are attracted to the urine that is used in the manufacture of the plastic coating on a lot of wire.

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