I think you need a piece of suitable equipment for your sport; you shouldn't think about the money. It would be better to wait a season than to take something less expensive that would bring you discomfort. I think you should ask people in your location that do the same sport because they are the only ones who know the climate and other particularity of the region. I know people that love yachting, and they took advice from the company who were renting next to them, vistayachts. I think you should do the same and you'll find better information than online.