I can understand your concerns about a new employee. But, of course, it isn't easy to let go of people with whom you have worked side by side for many years. I have people in my team who are no less dedicated to their work, but I must one day retire and give way to young specialists. Fortunately, now you can no longer work until old age to receive a pension; it is enough to find the pension advisers, as many of my comrades advised me. I have been using the services https://www.hensoncrisp.com/retirement-pensions/ for several years and am very pleased with our cooperation. I can't wait to retire and be able to do my favorite things without thinking about finances.