Looking at new tucks and reviewing towing capacity. Most brands state in their user's manual that a weight distributing hitch is required for trailers weighing more than 5000lbs. I've never seen a weight distributing tongue on a boat trailer. I've been pulling an 8500 lb boat/trailer for 11 years with a half-ton, and no weight distributing hitch. l'd like to know the logic behind this.
Also, if I got in an accident while towing my boat would insurance say I'm not covered, because my set up didn't meet mfgs' recommendations?????