The challenges as a captain are what kept me from being a captain. If I did not have the job I have, I might have ended up chartering. I give any captain a lot of credit. As for the true full time guys, I give you even more credit. Not the easiest way to make a living.
I have no problem staying a rec fishermen and fishing a couple tournies here and there. Makes life a little easier! Anyone that has an issue with the prices of a charter, or tipping, try first mating on a boat or getting your license and seeing first hand what captains deal with every day!